My wife and I could really use some assistance with some current medical bills and some still to come. This is our dilemma: Our combined incomes put us just above federal poverty standards so we cannot turn our bills into HCAP. My wife has health insurance through her work, but it does not cover infertility (among other things). Our only option at this point seems to be paying over $12,000 out of pocket for invetro-fertilization as well as being on the hook for another four grand for the diagnosis. The state of Ohio has no grants available for our situation. Ironically, she's a nurse and it's her job to take care of those with medical issues. We could really use a grant of some sort and have no idea where to apply. Any suggestions would really be appreciated. Thank you for your time.