Fema Employment

Complicated question about Georgia government benefits for after I have my son?

OK, here's my situation: I am 32 weeks pregnant. My husband & I both work full time jobs. I am planning on working until my due date, then quitting (because my company does not offer any type of maternity leave, and I cannot and will not put my son in daycare to come back to work, just to take home half my earnings and to pay the other half in childcare expenses). As of right now, we qualify for nothing except for PeachCare health insurance for our baby, and we can't even apply for that until he is born. Once I quit my job, we should qualify for everything (WIC, food stamps, Medicaid etc..) because we will just be living off of my husband's income. Can I apply for everything now? Or do I have to wait until I am officially unemployed? I want to go to the DFCS office in our county next week and explain to them our situation. And here's the catch: I am under my parent's health insurance until May 31, 4 weeks before my due date. (to be continued..) The insurance is dropping me because I am no longer a full time student. I am SO confused because I don't know what to do- I won't qualify for Medicaid because I will still be working for 4 more weeks and can't afford to quit before then, but I cannot afford to pay for the entire delivery without any medical insurance! This has been stressing me out since I found out I was going to be without insurance or any kind of help the last month of my pregnancy. Has anyone been in this situation or know what I can do?! Please help me!

Public Comments

  1. give them a call and ask i am sure they will explain what u can and cant do x
  2. It won't hurt to go see what they say now. Then you will know whether you have to go back, or if you can do what you want to do now. How do you continue this?
  3. It would be in your best interest to wait until you have the baby, and then apply. This way you can prove that you are unemployed. If you do it sooner, and they find out your working, you may get asked to provide all your pay stubs.
  4. First off medicaid will back date 3 months from date of application...so your hospital bills will be covered. So far as the rest of it...I think you need to wait until your unemployed, as your income will still be taken into consideration until such time your no longer employed.
  5. I would quit working when ins drops you, then you will be eligible for state aid for the delivery. Go down and talk to the people at social services they can answer all your questions.
  6. Assistance will go off of the amount of money that you earned in that month. So, if you have your baby in June then it will go off of how much you and your husband made in the month of June. You may want to quit your job early and apply for medicaid in that month. For example if you work until the end of May, then apply for the month of June and you and your baby will be covered for the delivery. Just a thought.
  7. HOW OLD ARE U IF U ARE NOT 21 OR IF U ARE A STUDENT YOU CAN STILL GET HEALTH CARE NO MATTER WAT AND U CAN STILL GET WIC BECAUSE U ARE PREGNANT
  8. I would apply for medicaid right now, the rest you need to wait until the baby's born and you aren't working. Good luck
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